Top 10 things to know before purchasing a diamond

Published: 06th July 2010
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Buying a diamond can be a little tricky for the everyday, average consumer, who may not know much about diamonds and diamond jewelry shopping. Here are the top 10 things to know before buying diamond jewelry:



1.The diamond's 4 C's - the diamond's 4 C's includes a diamond's cut, clarity, carat weight and color. These 4 attributes are what determine a diamond's quality and its perspective value. For example: a diamond high in all 4 attributes will be exceedingly valuable, while a diamond with a poor cut grade, a low color grade, poor clarity and a low cut grade will not be nearly as valuable. A common misconception when it comes to a diamond's 4 C's is that the diamond's carat weight is the most important factor in determining the price of a diamond. In actuality, all 4 C's influence a diamond's cost and they must all be taken into consideration when shopping for a diamond.



2.You can look up a diamond's attributes by asking your jeweler for the diamond's GIA or AGS certificate of authentication. These diamond certificates not only guarantee a diamond's authenticity, they also detail a diamond's attributes. GIA and AGS certificates include a detailed description of the diamond in question. Its clarity and color grades, its cut and its carat weight.



3.Before you go about selecting a diamond, decide on a budget for your purchase and stick to it. Limiting your budget will also help you limit your search.



4.It is always a good idea to compare diamond prices before purchasing a diamond. Comparing diamond prices will help ensure you make a calculated, well-informed decision when purchasing your diamond.



5.You can look up diamond prices online. However, you should keep in mind that when you are buying diamond jewelry you are not only paying for the diamond, you are also paying for the materials and the

craftsmanship which went into creating the piece of jewelry.



6.Some vendors may try to pass off artificial or synthetic-made diamonds as natural diamonds. You should know that artificial or synthetic diamonds are valued at less than natural diamonds because natural diamonds are considered to be exceedingly rare. The rarer the gemstone, the higher its price. If you are in the market for a natural diamond, make sure that the one you are buying is natural (you can do that by surveying the diamond's GIA or AGS approved certificate) so that you will get your money's worth.



7.Check the diamond's certificate for any mention of enhancement treatments which the gemstone might have undergone. Diamond appearance can be enhanced using a variety of techniques. For example, a diamond's clarity can be improved by laser drilling and its color can be enhanced by heat treatments. If a diamond is enhanced in any ways it'll affect its value. Enhanced diamonds are usually less valuable than unenhanced, natural diamonds.



8.There is a difference between fancy colored diamonds and diamonds with a low color grade. Generally speaking, a fancy colored diamond's value is considerably higher than d low color graded diamond. Check and see that you are getting what you are paying for. If you are paying for a fancy colored diamond, make absolutely sure that you are not being sold a low color grade diamond.



9.Choose your retailer wisely. Whether you plan on buying your diamond jewelry off a website or at a local jewelry store, check the vendor's reputation, the satisfaction of his customers and his business status.



10.Perhaps the most important thing to know before buying diamond jewelry is what your personal preferences are. What shape diamond most appeals to you, what kind of stetting you would like for your diamond jewelry, which materials should be incorporated in the piece, etc.


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